Crypto Credit & Debit Cards

Digital currency has become a really innovative way of paying for stuff, so it made sense to come up with easy ways to use it. So, in many countries, you can now pay for stuff in shops using cryptocurrency, and you can also get paid for services you provide in this digital asset. But until recently, this was made difficult by the fact that cryptocurrency wallets and exchange offices were tricky to use.Unlike regular money, which can be stored as cash or on plastic, cryptocurrency had limited options. That's why we needed to come up with a new way to pay. So, read on and we'll give you the lowdown on what cryptocurrency cards are and how to use them.

Our Methodology of Picking-and-Choosing

Rather than imposing a hierarchical ranking – a necessarily subjective endeavor – now, we aim to provide a dispassionate and multifaceted evaluation of each card's unique characteristics.The selection criteria employed is based on:

1. Market penetration and overall user engagement – emphasis was placed on cards exhibiting substantial user adoption and a demonstrably robust market presence.
2. Geographic reach and accessibility – the inclusion of cards was predicated on their accessibility across regions.
3. Functional diversification and user needs – the cards we've reviewed here cover a range of functions, so there's something for everyone. This includes everything from simple everyday-like-transactions to more advanced platforms with reward systems, loans and other financial things.

Our Top Picks for Crypto Debit

Below are the best cryptocurrency debit and credit cards we're able to find and select for you.

Coinbase

The Coinbase Card is a Visa debit plastic that can be used at any shop that actually accepts Visa payments. This card is directly linked to the user's Coinbase account, which means they can easily spend their cryptocurrency without converting it to fiat currency. The card also can be used to make purchases online, in shops, and even to withdraw cash from ATMs.

What else is cool about the Coinbase Cards

Well, for one, it has a unique security feature. For example, users (should the need arise) can instantly block the card from the Coinbase app if they suspect any unauthorized transactions. That is, without waiting for the bank to investigate.

Sure do, there's still one that bad apple that ruins the whole bunch.

Like, one of the biggest drawbacks of the Coinbase Card is that it's not available in all countries. Currently, it's only available in Europe, the UK and the US.

Gnosis Pay

The Gnosis Pay Card is a fee-free, self-custodial Visa debit linked to an on-chain wallet, usable practically anywhere, where Visa is accepted. Users may retain full control of their assets, may enjoy up to 6% cashback, and can personalize the card with an ENS.

BitPay

The BitPay Card is a crypto debit designed to let U.S. residents spend their cryptos directly, without needing to convert it to fiat first. Currently, new applications are paused as the program undergoes improvements, yet people still can join the waitlist for updates.

Our Top Picks for Crypto Credit Cards

Nexo

With the credit Nexo Card, one can spend assets without having to sell them, which is great. It's based on the idea of lending, and you can get up to 3% cashback there.It's also great that you can choose from a bunch of different repayment options. Like, you can order and manage your Nexo Card from the app, which gives you instant access to the credit line.

But that's not all. There are no account maintenance fees, absolutely no transaction fees, and a quick one-click freeze and unfreeze if fraudsters gain the access.

Crypto.com

The Crypto.com exchange card has fees and limits that depend on your location. There's also a loyalty scheme with perks like bonuses, subscriptions to services, and even access to some airport premium lounges.

Venmo Credit

The Venmo Credit gives you:

1. 3% cashback in the biggest spending category each month (from eight);
2. 2% cashback in the second biggest spending category (from seven);
3. 1% cashback on everything else you spend.

Note that there's no sign-up bonus or annual fee.Moreover, you may also use the so-called *Cash Back to Crypto* feature that automatically turns cash back rewards into Bitcoin, Ethereum, Litecoin, and other coins, through the Venmo app.

Closing Thoughts

Crypto debit and credit cards are somewhat revolutionizing cryptocurrency use. The thing is, they seamlessly convert crypto holdings into spendable cash, letting pay for anything – from coffee to flights. Features like cashback and robust security make them a convenient and rewarding way to integrate crypto into daily life, accelerating mainstream adoption.